Welcome!

API Journal Authors: Rishi Bhargava, Pat Romanski, Elizabeth White, Kevin Benedict, Anders Wallgren

News Feed Item

Relieving Stress by Planning for the Future can help Extend Life Expectancy

Compass Quote Insurance Shows the Emotional Benefits of Owning A Life Insurance Policy

PHOENIX, Nov. 9, 2012 /PRNewswire-iReach/ -- Search the web today and a variety of research-based articles regarding extending life expectancy will appear.  Some include the obvious healthy habits such as exercising, eating more fruits and vegetables and not smoking. Others include not so common items such as learning a new language, volunteering and eating dark chocolate. But one recommendation found on nearly every list--reduce stress and anxiety.

(Photo:  http://photos.prnewswire.com/prnh/20121109/CG07409)

What are the long-term effects of not reducing stress?  According to HelpGuide.org, an online health resource guide, constant stress puts pressure on your immune system so you become more susceptible to illness and disease. Moreover, chronic stress—whether from internal or external sources-- can cause a number of health issues including heart disease, digestive and sleep problems, depression, obesity and eczema. 

Stress caused by external factors like a stressful job, long commute or a destructive relationship can be alleviated in obvious ways but some stressors are self-generated. One in particular is the inability to accept uncertainty. "I've seen some clients come into my office feeling very anxious about the lack of control in their financial situation and they worry about their family's future should they lose their jobs or much worse, die prematurely," states an Orange-County based financial planner who sells life insurance among other financial products. She continued to say she has seen first-hand the peace of mind purchasing life insurance brings to these clients knowing their family has an emergency financial safety net.

For those anxious about the future, taking positive measures to exert control over some areas in life can go far in dialing down that anxiety, which can help slow down the aging process. A 2011 study conducted by the research firm LIMRA found that 27 percent of the more than 2000 people polled online in a 2011 Insurance Barometer Study were very concerned about leaving their family in a worse financial state in the event of their early death.

Someone who provides half to all of a family's income is a perfect example of one that needs to have a policy in place.  An eliminated stress being worrying about the negative and financial impact your loss of income will have on a grieving family. In fact, depending on the amount of coverage selected, a spouse can have a death  benefit payout that can help pay off remaining debt, medical bills, retirement fund and in some cases, all or some college tuition for surviving children.

A real-life example is a businessman who shared his own personal experience at a meeting with his work peers. For years he had bought and sold life insurance with his main focus on the financial benefits it provided. His entire outlook changed on 9/11 when he was traveling by plane when he and the other passengers were told by the pilot that the plane would have to land early. He said he first felt afraid but then when he saw the fear on the other passengers' faces, his fear turned into a sense of calm knowing that his family would be taken care of financially should he lose his life that day. Thankfully he did not lose his life but was left with a deeper understanding of the emotional benefit of having a life insurance policy and often shares that experience with his clients.

Another real-life example is a forty-something couple who believed in the benefits of life insurance and had a policy in place to provide financial support to the wife and their three young boys should the husband die prematurely. Both parents worked in a volatile job industry and money was tight so they got behind on paying some of their bills. They got a few months behind on paying their life insurance premiums and unknowingly let the time run out to keep their policy active and it was terminated. Less than two weeks later, the husband died in a tragic car accident and the wife received nothing from the term life insurance policy they had dutifully paid the premiums each month for years. Instead of paying off the family home as they planned so the family could remain in spite of the loss of income, the wife was forced to leave the home and raise her children in an apartment until she could earn enough money for a down payment on another home. This was not the scenario the couple had planned for.

While most people know the financial benefits of owning a life insurance policy should the unthinkable happen, it still falls down the priority list for many as other expenses get higher billing. However, for those who have taken advantage of the competitive rates of today's life insurance policies, they can be rest assured it is one less thing to cause them stress about the future—and that peace of mind can go a long way toward better health.

www.CompassQuote.com is an independent insurance broker that represents many of the country's top insurance companies. They help consumers save money and time by providing information on what financial products each of the companies specialize in so they can make the best informed decision for their individual situations.  Compass Quote can assist with alleviating these worries and thus reducing stress and preparing for the future!  To learn more go to www.compassquote.com.  

Media Contact: Jenn Hepner SEO-Services, 602-329-8040, [email protected]

News distributed by PR Newswire iReach: https://ireach.prnewswire.com

SOURCE www.CompassQuote.com

More Stories By PR Newswire

Copyright © 2007 PR Newswire. All rights reserved. Republication or redistribution of PRNewswire content is expressly prohibited without the prior written consent of PRNewswire. PRNewswire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

@ThingsExpo Stories
Major trends and emerging technologies – from virtual reality and IoT, to Big Data and algorithms – are helping organizations innovate in the digital era. However, to create real business value, IT must think beyond the ‘what’ of digital transformation to the ‘how’ to harness emerging trends, innovation and disruption. Architecture is the key that underpins and ties all these efforts together. In the digital age, it’s important to invest in architecture, extend the enterprise footprint to the cl...
Cognitive Computing is becoming the foundation for a new generation of solutions that have the potential to transform business. Unlike traditional approaches to building solutions, a cognitive computing approach allows the data to help determine the way applications are designed. This contrasts with conventional software development that begins with defining logic based on the current way a business operates. In her session at 18th Cloud Expo, Judith S. Hurwitz, President and CEO of Hurwitz & ...
Fifty billion connected devices and still no winning protocols standards. HTTP, WebSockets, MQTT, and CoAP seem to be leading in the IoT protocol race at the moment but many more protocols are getting introduced on a regular basis. Each protocol has its pros and cons depending on the nature of the communications. Does there really need to be only one protocol to rule them all? Of course not. In his session at @ThingsExpo, Chris Matthieu, co-founder and CTO of Octoblu, walk you through how Oct...
In his keynote at 18th Cloud Expo, Andrew Keys, Co-Founder of ConsenSys Enterprise, provided an overview of the evolution of the Internet and the Database and the future of their combination – the Blockchain. Andrew Keys is Co-Founder of ConsenSys Enterprise. He comes to ConsenSys Enterprise with capital markets, technology and entrepreneurial experience. Previously, he worked for UBS investment bank in equities analysis. Later, he was responsible for the creation and distribution of life sett...
Fact is, enterprises have significant legacy voice infrastructure that’s costly to replace with pure IP solutions. How can we bring this analog infrastructure into our shiny new cloud applications? There are proven methods to bind both legacy voice applications and traditional PSTN audio into cloud-based applications and services at a carrier scale. Some of the most successful implementations leverage WebRTC, WebSockets, SIP and other open source technologies. In his session at @ThingsExpo, Da...
SYS-CON Events announced today that ReadyTalk, a leading provider of online conferencing and webinar services, has been named Vendor Presentation Sponsor at the 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. ReadyTalk delivers audio and web conferencing services that inspire collaboration and enable the Future of Work for today’s increasingly digital and mobile workforce. By combining intuitive, innovative tec...
Vidyo, Inc., has joined the Alliance for Open Media. The Alliance for Open Media is a non-profit organization working to define and develop media technologies that address the need for an open standard for video compression and delivery over the web. As a member of the Alliance, Vidyo will collaborate with industry leaders in pursuit of an open and royalty-free AOMedia Video codec, AV1. Vidyo’s contributions to the organization will bring to bear its long history of expertise in codec technolo...
SYS-CON Events announced today that Bsquare has been named “Silver Sponsor” of SYS-CON's @ThingsExpo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. For more than two decades, Bsquare has helped its customers extract business value from a broad array of physical assets by making them intelligent, connecting them, and using the data they generate to optimize business processes.
If you’re responsible for an application that depends on the data or functionality of various IoT endpoints – either sensors or devices – your brand reputation depends on the security, reliability, and compliance of its many integrated parts. If your application fails to deliver the expected business results, your customers and partners won't care if that failure stems from the code you developed or from a component that you integrated. What can you do to ensure that the endpoints work as expect...
The Transparent Cloud-computing Consortium (abbreviation: T-Cloud Consortium) will conduct research activities into changes in the computing model as a result of collaboration between "device" and "cloud" and the creation of new value and markets through organic data processing High speed and high quality networks, and dramatic improvements in computer processing capabilities, have greatly changed the nature of applications and made the storing and processing of data on the network commonplace.
The vision of a connected smart home is becoming reality with the application of integrated wireless technologies in devices and appliances. The use of standardized and TCP/IP networked wireless technologies in line-powered and battery operated sensors and controls has led to the adoption of radios in the 2.4GHz band, including Wi-Fi, BT/BLE and 802.15.4 applied ZigBee and Thread. This is driving the need for robust wireless coexistence for multiple radios to ensure throughput performance and th...
Enterprise IT has been in the era of Hybrid Cloud for some time now. But it seems most conversations about Hybrid are focused on integrating AWS, Microsoft Azure, or Google ECM into existing on-premises systems. Where is all the Private Cloud? What do technology providers need to do to make their offerings more compelling? How should enterprise IT executives and buyers define their focus, needs, and roadmap, and communicate that clearly to the providers?
SYS-CON Events announced today that Commvault, a global leader in enterprise data protection and information management, has been named “Bronze Sponsor” of SYS-CON's 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. Commvault is a leading provider of data protection and information management solutions, helping companies worldwide activate their data to drive more value and business insight and to transform moder...
The Internet of Things can drive efficiency for airlines and airports. In their session at @ThingsExpo, Shyam Varan Nath, Principal Architect with GE, and Sudip Majumder, senior director of development at Oracle, will discuss the technical details of the connected airline baggage and related social media solutions. These IoT applications will enhance travelers' journey experience and drive efficiency for the airlines and the airports. The session will include a working demo and a technical d...
There is little doubt that Big Data solutions will have an increasing role in the Enterprise IT mainstream over time. Big Data at Cloud Expo - to be held November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA - has announced its Call for Papers is open. Cloud computing is being adopted in one form or another by 94% of enterprises today. Tens of billions of new devices are being connected to The Internet of Things. And Big Data is driving this bus. An exponential increase is...
Digital innovation is the next big wave of business transformation based on digital technologies of which IoT and Big Data are key components, For example: Business boundary innovation is a challenge to excavate third-party business value using IoT and BigData, like Nest Business structure innovation may propose re-building business structure from scratch, as Uber does in the taxicab industry The social model innovation is also a big challenge to the new social architecture with the design fr...
The many IoT deployments around the world are busy integrating smart devices and sensors into their enterprise IT infrastructures. Yet all of this technology – and there are an amazing number of choices – is of no use without the software to gather, communicate, and analyze the new data flows. Without software, there is no IT. In this power panel at @ThingsExpo, moderated by Conference Chair Roger Strukhoff, panelists will look at the protocols that communicate data and the emerging data analy...
DevOps at Cloud Expo, taking place Nov 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with 19th Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry players in the world. The widespread success of cloud computing is driving the DevOps revolution in enterprise IT. Now as never before, development teams must communicate and collaborate in a dynamic, 24/7/365 environment. There is no time to wait for long dev...
SYS-CON Events announced today that China Unicom will exhibit at the 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. China United Network Communications Group Co. Ltd ("China Unicom") was officially established in 2009 on the basis of the merger of former China Netcom and former China Unicom. China Unicom mainly operates a full range of telecommunications services including mobile broadband (GSM, WCDMA, LTE F...
Data is an unusual currency; it is not restricted by the same transactional limitations as money or people. In fact, the more that you leverage your data across multiple business use cases, the more valuable it becomes to the organization. And the same can be said about the organization’s analytics. In his session at 19th Cloud Expo, Bill Schmarzo, CTO for the Big Data Practice at EMC, will introduce a methodology for capturing, enriching and sharing data (and analytics) across the organizati...