Welcome!

API Journal Authors: William Schmarzo, Kalyan Ramanathan, Carmen Gonzalez, Liz McMillan, Elizabeth White

News Feed Item

Relieving Stress by Planning for the Future can help Extend Life Expectancy

Compass Quote Insurance Shows the Emotional Benefits of Owning A Life Insurance Policy

PHOENIX, Nov. 9, 2012 /PRNewswire-iReach/ -- Search the web today and a variety of research-based articles regarding extending life expectancy will appear.  Some include the obvious healthy habits such as exercising, eating more fruits and vegetables and not smoking. Others include not so common items such as learning a new language, volunteering and eating dark chocolate. But one recommendation found on nearly every list--reduce stress and anxiety.

(Photo:  http://photos.prnewswire.com/prnh/20121109/CG07409)

What are the long-term effects of not reducing stress?  According to HelpGuide.org, an online health resource guide, constant stress puts pressure on your immune system so you become more susceptible to illness and disease. Moreover, chronic stress—whether from internal or external sources-- can cause a number of health issues including heart disease, digestive and sleep problems, depression, obesity and eczema. 

Stress caused by external factors like a stressful job, long commute or a destructive relationship can be alleviated in obvious ways but some stressors are self-generated. One in particular is the inability to accept uncertainty. "I've seen some clients come into my office feeling very anxious about the lack of control in their financial situation and they worry about their family's future should they lose their jobs or much worse, die prematurely," states an Orange-County based financial planner who sells life insurance among other financial products. She continued to say she has seen first-hand the peace of mind purchasing life insurance brings to these clients knowing their family has an emergency financial safety net.

For those anxious about the future, taking positive measures to exert control over some areas in life can go far in dialing down that anxiety, which can help slow down the aging process. A 2011 study conducted by the research firm LIMRA found that 27 percent of the more than 2000 people polled online in a 2011 Insurance Barometer Study were very concerned about leaving their family in a worse financial state in the event of their early death.

Someone who provides half to all of a family's income is a perfect example of one that needs to have a policy in place.  An eliminated stress being worrying about the negative and financial impact your loss of income will have on a grieving family. In fact, depending on the amount of coverage selected, a spouse can have a death  benefit payout that can help pay off remaining debt, medical bills, retirement fund and in some cases, all or some college tuition for surviving children.

A real-life example is a businessman who shared his own personal experience at a meeting with his work peers. For years he had bought and sold life insurance with his main focus on the financial benefits it provided. His entire outlook changed on 9/11 when he was traveling by plane when he and the other passengers were told by the pilot that the plane would have to land early. He said he first felt afraid but then when he saw the fear on the other passengers' faces, his fear turned into a sense of calm knowing that his family would be taken care of financially should he lose his life that day. Thankfully he did not lose his life but was left with a deeper understanding of the emotional benefit of having a life insurance policy and often shares that experience with his clients.

Another real-life example is a forty-something couple who believed in the benefits of life insurance and had a policy in place to provide financial support to the wife and their three young boys should the husband die prematurely. Both parents worked in a volatile job industry and money was tight so they got behind on paying some of their bills. They got a few months behind on paying their life insurance premiums and unknowingly let the time run out to keep their policy active and it was terminated. Less than two weeks later, the husband died in a tragic car accident and the wife received nothing from the term life insurance policy they had dutifully paid the premiums each month for years. Instead of paying off the family home as they planned so the family could remain in spite of the loss of income, the wife was forced to leave the home and raise her children in an apartment until she could earn enough money for a down payment on another home. This was not the scenario the couple had planned for.

While most people know the financial benefits of owning a life insurance policy should the unthinkable happen, it still falls down the priority list for many as other expenses get higher billing. However, for those who have taken advantage of the competitive rates of today's life insurance policies, they can be rest assured it is one less thing to cause them stress about the future—and that peace of mind can go a long way toward better health.

www.CompassQuote.com is an independent insurance broker that represents many of the country's top insurance companies. They help consumers save money and time by providing information on what financial products each of the companies specialize in so they can make the best informed decision for their individual situations.  Compass Quote can assist with alleviating these worries and thus reducing stress and preparing for the future!  To learn more go to www.compassquote.com.  

Media Contact: Jenn Hepner SEO-Services, 602-329-8040, [email protected]

News distributed by PR Newswire iReach: https://ireach.prnewswire.com

SOURCE www.CompassQuote.com

More Stories By PR Newswire

Copyright © 2007 PR Newswire. All rights reserved. Republication or redistribution of PRNewswire content is expressly prohibited without the prior written consent of PRNewswire. PRNewswire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

@ThingsExpo Stories
Everyone knows that truly innovative companies learn as they go along, pushing boundaries in response to market changes and demands. What's more of a mystery is how to balance innovation on a fresh platform built from scratch with the legacy tech stack, product suite and customers that continue to serve as the business' foundation. In his General Session at 19th Cloud Expo, Michael Chambliss, Head of Engineering at ReadyTalk, discussed why and how ReadyTalk diverted from healthy revenue and mor...
Whether your IoT service is connecting cars, homes, appliances, wearable, cameras or other devices, one question hangs in the balance – how do you actually make money from this service? The ability to turn your IoT service into profit requires the ability to create a monetization strategy that is flexible, scalable and working for you in real-time. It must be a transparent, smoothly implemented strategy that all stakeholders – from customers to the board – will be able to understand and comprehe...
What happens when the different parts of a vehicle become smarter than the vehicle itself? As we move toward the era of smart everything, hundreds of entities in a vehicle that communicate with each other, the vehicle and external systems create a need for identity orchestration so that all entities work as a conglomerate. Much like an orchestra without a conductor, without the ability to secure, control, and connect the link between a vehicle’s head unit, devices, and systems and to manage the ...
SYS-CON Events has announced today that Roger Strukhoff has been named conference chair of Cloud Expo and @ThingsExpo 2017 New York. The 20th Cloud Expo and 7th @ThingsExpo will take place on June 6-8, 2017, at the Javits Center in New York City, NY. "The Internet of Things brings trillions of dollars of opportunity to developers and enterprise IT, no matter how you measure it," stated Roger Strukhoff. "More importantly, it leverages the power of devices and the Internet to enable us all to im...
The Internet of Things (IoT) promises to simplify and streamline our lives by automating routine tasks that distract us from our goals. This promise is based on the ubiquitous deployment of smart, connected devices that link everything from industrial control systems to automobiles to refrigerators. Unfortunately, comparatively few of the devices currently deployed have been developed with an eye toward security, and as the DDoS attacks of late October 2016 have demonstrated, this oversight can ...
You have great SaaS business app ideas. You want to turn your idea quickly into a functional and engaging proof of concept. You need to be able to modify it to meet customers' needs, and you need to deliver a complete and secure SaaS application. How could you achieve all the above and yet avoid unforeseen IT requirements that add unnecessary cost and complexity? You also want your app to be responsive in any device at any time. In his session at 19th Cloud Expo, Mark Allen, General Manager of...
More and more brands have jumped on the IoT bandwagon. We have an excess of wearables – activity trackers, smartwatches, smart glasses and sneakers, and more that track seemingly endless datapoints. However, most consumers have no idea what “IoT” means. Creating more wearables that track data shouldn't be the aim of brands; delivering meaningful, tangible relevance to their users should be. We're in a period in which the IoT pendulum is still swinging. Initially, it swung toward "smart for smar...
"ReadyTalk is an audio and web video conferencing provider. We've really come to embrace WebRTC as the platform for our future of technology," explained Dan Cunningham, CTO of ReadyTalk, in this SYS-CON.tv interview at WebRTC Summit at 19th Cloud Expo, held November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA.
Financial Technology has become a topic of intense interest throughout the cloud developer and enterprise IT communities. Accordingly, attendees at the upcoming 20th Cloud Expo at the Javits Center in New York, June 6-8, 2017, will find fresh new content in a new track called FinTech.
Bert Loomis was a visionary. This general session will highlight how Bert Loomis and people like him inspire us to build great things with small inventions. In their general session at 19th Cloud Expo, Harold Hannon, Architect at IBM Bluemix, and Michael O'Neill, Strategic Business Development at Nvidia, discussed the accelerating pace of AI development and how IBM Cloud and NVIDIA are partnering to bring AI capabilities to "every day," on-demand. They also reviewed two "free infrastructure" pr...
WebRTC is the future of browser-to-browser communications, and continues to make inroads into the traditional, difficult, plug-in web communications world. The 6th WebRTC Summit continues our tradition of delivering the latest and greatest presentations within the world of WebRTC. Topics include voice calling, video chat, P2P file sharing, and use cases that have already leveraged the power and convenience of WebRTC.
As data explodes in quantity, importance and from new sources, the need for managing and protecting data residing across physical, virtual, and cloud environments grow with it. Managing data includes protecting it, indexing and classifying it for true, long-term management, compliance and E-Discovery. Commvault can ensure this with a single pane of glass solution – whether in a private cloud, a Service Provider delivered public cloud or a hybrid cloud environment – across the heterogeneous enter...
"At ROHA we develop an app called Catcha. It was developed after we spent a year meeting with, talking to, interacting with senior citizens watching them use their smartphones and talking to them about how they use their smartphones so we could get to know their smartphone behavior," explained Dave Woods, Chief Innovation Officer at ROHA, in this SYS-CON.tv interview at 19th Cloud Expo, held November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA.
SYS-CON Events announced today that Fusion, a leading provider of cloud services, will exhibit at SYS-CON's 20th International Cloud Expo®, which will take place on June 6-8, 2017, at the Javits Center in New York City, NY. Fusion, a leading provider of integrated cloud solutions to small, medium and large businesses, is the industry’s single source for the cloud. Fusion’s advanced, proprietary cloud service platform enables the integration of leading edge solutions in the cloud, including cloud...
Video experiences should be unique and exciting! But that doesn’t mean you need to patch all the pieces yourself. Users demand rich and engaging experiences and new ways to connect with you. But creating robust video applications at scale can be complicated, time-consuming and expensive. In his session at @ThingsExpo, Zohar Babin, Vice President of Platform, Ecosystem and Community at Kaltura, discussed how VPaaS enables you to move fast, creating scalable video experiences that reach your aud...
With major technology companies and startups seriously embracing IoT strategies, now is the perfect time to attend @ThingsExpo 2016 in New York. Learn what is going on, contribute to the discussions, and ensure that your enterprise is as "IoT-Ready" as it can be! Internet of @ThingsExpo, taking place June 6-8, 2017, at the Javits Center in New York City, New York, is co-located with 20th Cloud Expo and will feature technical sessions from a rock star conference faculty and the leading industry p...
In his keynote at 18th Cloud Expo, Andrew Keys, Co-Founder of ConsenSys Enterprise, provided an overview of the evolution of the Internet and the Database and the future of their combination – the Blockchain. Andrew Keys is Co-Founder of ConsenSys Enterprise. He comes to ConsenSys Enterprise with capital markets, technology and entrepreneurial experience. Previously, he worked for UBS investment bank in equities analysis. Later, he was responsible for the creation and distribution of life sett...
DevOps is being widely accepted (if not fully adopted) as essential in enterprise IT. But as Enterprise DevOps gains maturity, expands scope, and increases velocity, the need for data-driven decisions across teams becomes more acute. DevOps teams in any modern business must wrangle the ‘digital exhaust’ from the delivery toolchain, "pervasive" and "cognitive" computing, APIs and services, mobile devices and applications, the Internet of Things, and now even blockchain. In this power panel at @...
The 20th International Cloud Expo has announced that its Call for Papers is open. Cloud Expo, to be held June 6-8, 2017, at the Javits Center in New York City, brings together Cloud Computing, Big Data, Internet of Things, DevOps, Containers, Microservices and WebRTC to one location. With cloud computing driving a higher percentage of enterprise IT budgets every year, it becomes increasingly important to plant your flag in this fast-expanding business opportunity. Submit your speaking proposal ...
20th Cloud Expo, taking place June 6-8, 2017, at the Javits Center in New York City, NY, will feature technical sessions from a rock star conference faculty and the leading industry players in the world. Cloud computing is now being embraced by a majority of enterprises of all sizes. Yesterday's debate about public vs. private has transformed into the reality of hybrid cloud: a recent survey shows that 74% of enterprises have a hybrid cloud strategy.